We value your privacy. We do not collect personal information about you, when you use the “Site” or the services on the Site (the “Services”) unless you choose to provide that information to us.
Information Collected Automatically
When you use the Site and Services, our servers automatically record anonymous information about your use. Similar to other web services, we record information such as account activity, data displayed or clicked on (such as UI elements, ads, and links), and other information (such as browser type, IP address, date and time of access, cookie ID, and referrer URL). We use this information, in the aggregate, to make our Site more useful to users and improve its overall security.
Information That You Voluntarily Provide
We do not collect personally identifiable information e.g., name, email address, picture, contact or similar information unless you choose to provide it to us. If you voluntarily provide us with personal information, for example by creating an account with your email address, we use that information to protect your account from unauthorized access.
How Information is Used
The information we collect is used for a variety of purposes in order to provide you with content on the Site and Services including without limitation formatting and displaying your information, delivering related content, sharing community information such as message board posts and investment-related information. We do not share the information except when compelled as described in the data sharing section.
We may store, process and maintain data related to your account. We destroy the information we collect when the purpose for which it was provided has been fulfilled, unless we are required to keep it longer by statute, policy or contract.Security of Information
For Site security purposes and to ensure our Services remain available to all users, we monitor network traffic to identify unauthorized attempts to upload or change information, or otherwise cause damage. If such monitoring reveals evidence of possible abuse or criminal activity, such evidence may be provided to appropriate law enforcement officials. Additionally, we carefully restrict access to your non-public personal information to only those who require that information in order to maintain and operate the Site and provide Services to its users.
Cookies and Tracking
In order to provide a more streamlined navigational experience and to track aggregate usage information, by default, this Site stores small amounts of date on your computer known as cookies. This information is not retained by the Site and is automatically destroyed by your browser after a specified period of time. Along with cookies, we may also use third-party tracking technology to record similar information regarding you and your activity on the Site.
We recognize the need to provide particular privacy protections with respect to personal information that may be collected from children. This Site and Services are not aimed at or intended for children.
Your Choices and Preferences
You may delete your account by emailing email@example.com and providing us with enough information to identify your account and prove that you are the owner of the identified account. We will endeavor to act on these deletion requests as soon as reasonably practicable. Deletions take effect when we act on them. Residual information related to your account may remain for some time on our servers.
You may decline to provide personal information, except where such information is necessary to enable a feature of the Site or our Services. In cases where such personal information is necessary, you may not use that feature if you decline to provide the necessary personal information.
If you decide at any time that you no longer wish to receive marketing communications from us, please follow the “unsubscribe” instructions provided in the communications.
Third Party Website & Data Sharing Practices
We encourage users to collaborate with and engage with others by discussing financial and investment opinions, information and experience. You understand and agree that any such information that you provide through the Site or otherwise, including, for instance, as part of your profile or while interacting with other users, will be publicly available, and that other users may use and reproduce such information. We have no control over the use by other users of the information that you voluntarily disclose to the public.
We may access information about you from third-party sources and platforms (such as service providers, agents, social networking sites, databases, online marketing firms, and ad targeting firms).
We do not sell, rent, or otherwise share your personal information with any third parties except: to persons assessing our compliance with industry standards; our attorneys, accountants, and auditors; and as permitted or required by law and contract (such as when we reasonably believe it is necessary or appropriate to investigate, prevent, or take action regarding illegal activities or violations of our Terms and Conditions).
We are permitted to disclose the non-public personal information about you to governmental agencies and other third parties in certain circumstances (such as third parties that perform administrative, archiving, marketing or other services on our behalf). These third parties are prohibited from using or sharing the information for any other purpose.Effective date and policy changes
How to Contact Us
Updated: November 5, 2018