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How Much Money Do You Need to Retire in Thailand?

If your retirement dreams include a beautiful climate, new cultural experiences, access to affordable healthcare and a lower cost of living, you may be thinking about retiring abroad. One destination popular with retirees is Thailand, a small country in southern Asia known for its natural beauty, pristine beaches, exotic cuisine, temples, and friendly people. 

According to International Living, a publishing group that covers living and retiring overseas, Thailand has one of the lowest costs of living in the world, adding to its appeal as a top retirement destination. In the 2018 Annual Global Retirement Index, it is in a three-way tie for the sixth cheapest place for cost of living, along with Colombia and the Philippines. (Cambodia ranked number one for low cost of living for 2018.) On overall scores for International Living’s 10 factors, Thailand came in 14th (Costa Rica was first; Vietnam ranked 23rd of 24).

Get Out of Any Work Commitment, Guilt-Free

The Perfect Email to Get Out of Any Work Commitment

Withdrawing gracefully, especially for people-pleasers, isn’t an easy task. But if you’re tired of taking on too much and constantly feeling over-extended, you have to start saying no up front and turning down commitments you’ve already agreed to. 

The good news is, you can back out of a work commitment without feeling the scorn of everyone around you. Here’s how.

Corporate Bonds Are Not Leading The Way For Equities

There is a narrative that credit is leading the way.  It often sounds smart to talk about credit or corporate bonds as leading equities, but it just isn’t the case right now.  Equities have done a good job dragging themselves down, and if anything, pressure on stocks translated into weakness for corporate debt – rather than the other way around.

How is my credit score calculated?

The credit score, often referred to as a FICO score, is a proprietary tool created by FICO (formerly the Fair Isaac Corporation). FICO’s is actually not the only type of credit score, but it is the measure that is most commonly used by lenders to determine the risk involved in doing business with you.

It’s Not Too Late to Meet Your Goals for 2018

Every year around this time I notice a disturbing trend that costs businesses a lot of money: a shift in focus from selling and excellence, to visioning and planning. People start looking ahead; they think about new goals, new milestones, new priorities. It’s an almost palpable sense that “next year will be different” and “next year will be the big year.”

In the process, customer service slips a little, an order is delayed or a proposal might go out that’s not as polished as it could be.

Taking the focus from sales and customer service and putting it entirely on planning costs entrepreneurs around the world hundreds of thousands of dollars (or more) every time.

What to Do With Your Inherited IRA

Receiving an inheritance is never good under any circumstances. Inherited IRAs come at a tough time so it’s key to avoid adding additional pressure and stress to the situation by making a wrong move which can cost you in taxes and penalties.

Let’s talk about the differences between a traditional IRA and a Roth IRA, what it means when you inherit them and how to navigate both.

3 Ways To Keep Your Productivity High

Keep Your Productivity High At The End Of The Year

With the holiday upon us, vacation time scheduled, and a new year right around the corner, it’s not uncommon for productivity at work to take a nosedive at the end of the year. However, you can empower yourself to stay on track by making simple shifts in your day. Here are three easy ways to get started.

Make your goals tiny.

They say that success generates more success, but what happens when your goals don’t allow you to create that momentum? You can take control of your experience by breaking your goals down into their tiny parts, and working through them bit-by-bit.

5 Financial Steps to Take When Starting a Business

Starting a business can be one of the most satisfying experiences of your life, if you are able to handle the challenges that come your way. Becoming an entrepreneur is a key goal for many people, but staying in business takes effort.

According to the Small Business Administration, roughly 30% of all new businesses fail in the first year, 50% by the second year and 66% by 10 years. Longevity and survival in business is not a given. Data from the U.S. Bureau of Labor Statistics shows that just over 20% of all businesses make it past 20 years.

The Power of Gratitude

The holiday season is a time to focus on gratitude. For many of us that usually means family and friends. But, as I wrote last year, you can also be grateful for your work.

This month I’d like to talk about the power of gratitude at work. Expressing gratitude to your supervisors, colleagues, and clients can be a powerful tool for advancing your career. And it works at work for the same reason it works at home — it makes you behave in ways those around you will respond positively to.

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